Bank of America / Alaska · card facts

Atmos Rewards Summit

Premium Alaska/Atmos modeled benefits with limited lounge usefulness.

WELCOME BONUS100k milesSpend $6,000

ANNUAL FEE$395First year: $395

CREDITSOK$300/yr advertised

LOUNGE ACCESSLimited Priority PassUsually paid

Dollar estimates below use $3,000/month benchmark spending and TPG's August 2026 points/miles valuation. Lounge visits are not assigned a dollar value.

Year 1 · best case

+$2,320

Welcome bonus · TPG est.+$1,550

Full advertised annual credits+$300

Rewards on $36,000 benchmark spend+$865

First-year annual fee−$395

Keep / year · best case credits

+$925

Definitely keep

This recurring estimate uses the full advertised credit amount. The OK label tells you how realistic it may be to capture all $300 of those credits.

Advertised credits$300

Credit difficultyOK

TPG Aug. 2026 value1.55¢

Annual fee$395

Fee minus advertised credits$95 cost

Credit details

$300 advertised per year · OK to use fully

Card creditsVaries · Varies difficulty

$300 advertised

See issuer terms for eligible purchases, timing and restrictions.

Lounge access

Limited Priority Pass

A small annual allotment of Priority Pass visits.

Guest ruleUsually paid

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Offer accuracy: Card offers and benefits change. Verify current issuer terms before applying. The credit amount shown is the advertised total; difficulty labels warn about restrictions rather than discounting the credit to a made-up personal value. Affiliate disclosure.