Points transfer router

Find every route for your points.

Start with the points you have, or work backward from the airline miles or hotel points you need. The arrows show every direct transfer path.

Partner snapshotSeptember 2026
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Choose a direction

How do you want to route?

Show transfer partners
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Choose your pointsWhich program do you have?
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Your available routes

Transfer destinations

Read the arrows carefully

Transfers only go one way.

Bank points can be moved into a listed airline program, but airline miles generally cannot be moved back to the bank. Confirm award availability before transferring because completed transfers are usually final.

What this router shows

Direct partners, not airline alliances.

An airline program may let you book partner-airline flights after the transfer. That is different from transferring miles between two airlines, so this map only draws direct bank-to-airline and bank-to-hotel routes.

Sources checked September 2026: official partner pages from Chase, American Express, Capital One, Citi, Bilt, and Wells Fargo. Eligibility and ratios can depend on the card and may change.