Citi · card facts

Citi Double Cash

No annual fee with unlimited 2% cash back earned as ThankYou Points.

WELCOME BONUS$200 cash backSpend $1,500
ANNUAL FEE$0First year: $0
CREDITS$0/yradvertised
LOUNGE ACCESSNo lounge access
Dollar estimates below use $3,000/month benchmark spending and LoungeLife's current points/miles valuation. Lounge visits are not assigned a dollar value.
Year 1 · benchmark

+$920

Uses the current verified welcome offer when available plus modeled rewards on $36,000 of annual spending, less the annual fee.

Keep / year · benchmark

+$720

Recurring benchmark before any personal adjustment for category mix. Current point-value reference: 1.00¢.

Lounge access

No lounge access

No lounge access included in the current dataset.

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Offer accuracy: Card offers and benefits change. Verify current issuer terms before applying. Affiliate disclosure.