Year 1 · benchmark
+$1,197
Uses the current verified welcome offer when available plus modeled rewards on $36,000 of annual spending, less the annual fee.
Citi · card facts
Citi Strata
No-annual-fee ThankYou card with broad bonus categories and transfer partners.
WELCOME BONUSCheck issuerCurrent offer varies
ANNUAL FEE$0First year: $0
CREDITS$0/yradvertised
LOUNGE ACCESSNo lounge access
Dollar estimates below use $3,000/month benchmark spending and LoungeLife's current points/miles valuation. Lounge visits are not assigned a dollar value.
Keep / year · benchmark
+$1,197
Recurring benchmark before any personal adjustment for category mix. Current point-value reference: 1.90¢.
Lounge access
No lounge access
No lounge access included in the current dataset.