Chase / Southwest · card facts

Southwest Rapid Rewards Priority

Higher fee, but meaningful Southwest credits and anniversary value.

WELCOME BONUS50k pointsSpend $1,000

ANNUAL FEE$229First year: $229

CREDITSEasy$175/yr advertised

LOUNGE ACCESSNo lounge access

Dollar estimates below use $3,000/month benchmark spending and TPG's August 2026 points/miles valuation. Lounge visits are not assigned a dollar value.

Year 1 · best case

+$1,246

Welcome bonus · TPG est.+$625

Full advertised annual credits+$175

Rewards on $36,000 benchmark spend+$675

First-year annual fee−$229

Keep / year · best case credits

+$715

Definitely keep

This recurring estimate uses the full advertised credit amount. The Easy label tells you how realistic it may be to capture all $175 of those credits.

Advertised credits$175

Credit difficultyEasy

TPG Aug. 2026 value1.25¢

Annual fee$229

Fee minus advertised credits$54 cost

Credit details

$175 advertised per year · Easy to use fully

Card creditsVaries · Varies difficulty

$175 advertised

See issuer terms for eligible purchases, timing and restrictions.

Lounge access

No lounge access

No lounge access included in the current dataset.

Compare all cards →Read the methodology

Offer accuracy: Card offers and benefits change. Verify current issuer terms before applying. The credit amount shown is the advertised total; difficulty labels warn about restrictions rather than discounting the credit to a made-up personal value. Affiliate disclosure.